In other words, the Company has the right to include your Submissions – including any audio or video recordings of You participating in any sessions as part of the Program – in the Program and other marketing material going forward.

No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion.

By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.

6. Investment and Payment

6.1 Fees

• Monthly Membership Fee: Your membership fee is $97 per month, payable upon enrollment and automatically charged on a monthly basis thereafter.

• Payment Methods: Payments are accepted via PayPal, debit card, or credit card. You authorize us to automatically charge your selected payment method for recurring payments without additional authorization. An electronic receipt will be provided for each payment.

6.2 No Refunds

Refund Policy: It is our intention for you to be happy with your membership. However, because we have invested considerable time and effort in the Community, if you decide to withdraw at any time for any reason, you are still fully responsible for making all payments, and no refunds will be provided.

6.3 Missed Payments

Missed Payment: If payment is not received by the due date or there is a problem with the payment transaction or method, you will be notified by email and then have a 3-day grace period to make the payment following the due date. Otherwise, your access to the Community will automatically terminate and you will no longer be granted acces.

7. Confidentiality

7.1 Confidentiality in Group Settings

Confidentiality Related to Group Calls, Events Forums and Classes: Confidentiality is important to us. At the same time, because this is a group setting, you are aware that when you participate in a group call or interact with any group members by any means during the Program, including in the group forum, Facebook group, retreat, or other public settings, you are voluntarily sharing and disclosing information which may be seen, heard, collected, and used by others. Therefore, I cannot be responsible for any unauthorized use of any or all of the information that you share with other group participants, whether during the calls, online, in private conversations, or in any other manner.You shall not share any information provided by other Program participants outside of the bounds of the Program. Similarly, the content of the Program contains the Company’s proprietary methods, processes, forms, templates, and other information. You hereby agree not to share the information provided to You in the Program with anyone other than the Company, its owners and employees, and other Program participants.

7.2 Confidentiality in One-on-One Settings

Confidentiality Related to One-on-One Calls: I will keep all information that you share with me during one-on-one calls confidential. I will not disclose any information that you share with me during the one-on-one calls to anyone else unless: (1) they have a legitimate reason to know such information as a member of my team or staff, (2) when required by law, (3) when the safety, health, privacy rights, intellectual ownership rights, and/or any other rights of any participants may be threatened or have been violated, or (4) you have specifically given me prior written permission.

8. Intellectual Property Rights

8.1 Ownership of Company Materials

Your Work Product: We acknowledge that you hold all intellectual property rights in any of your work products resulting from participation in the Community, including but not limited to copyright and trademark rights as business ideas or content. We agree not to claim any such ownership in your work product or intellectual property at any time.

Our Intellectual Property Rights: We retain all ownership and intellectual property rights to the Community content and all materials provided to you through the Community, including all copyrights and any trademarks belonging to us. The Community content and materials are being provided to you for your individual use only and with a single-user license which means that you are not allowed or authorized to share, copy, sell, post, distribute, reproduce, duplicate, trade, resell, exploit, or otherwise disseminate any portion of the Community or Community materials, electronically or otherwise, for business or commercial use, or in any other way that earns you money, without our prior written permission.

8.2 Limited License

The Company content is not for resale. Your participation in the Program does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized herein.

8.3 Participant Submissions

By posting or submitting any content within the Community (e.g., comments, posts, feedback), you grant us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive license to use, reproduce, modify, adapt, publish, and distribute such content in any media. You acknowledge that you will not receive any compensation for such use, and you warrant that you have the rights to grant this license.

8.4 Violation of Intellectual Property Rights

You hereby agree that any infringement of the Company’s intellectual property shall result in an immediate termination of the license granted hereunder. To be clear, if you violate the Company’s intellectual property rights, your access to the Program will be terminated immediately, and you shall not be entitled to a refund of any portion of the fees.

9. Personal Responsibility and Disclaimers

9.1 Personal Responsibility

Personal Responsibility & Assumption of Risk: You acknowledge that you take full responsibility for yourself and all decisions made before, during, and after your membership and you knowingly assume all of the risks related to your use, misuse, or non-use of the Community or any of the Community content or materials. You agree to: (1) be mindful of your well-being during the course of your membership, (2) act with respect and care without causing harm to any other members (including but not limited to their work product and/or other intellectual property rights or other rights), and (3) recognize that you are solely responsible for your results.

9.2 No Guarantees

Disclaimer: We have used care in preparing the information provided to you, but this Program and my Program materials are being provided as self-help tools for your own use and for informational and educational purposes only. There are many factors that influence results, so no guarantees can be made as to the results you will experience through this Program. You agree that I am not responsible for your physical, mental, emotional, and spiritual health, for your financial earnings or losses, or for any other result or outcome that you may experience through this Program. Nothing related to this Program is intended to be considered medical, mental health, legal, financial, or religious advice in any way. For specific questions related to a medical or mental health situation, consult your medical or mental health professional. For specific questions related to your financial, legal, or tax situation, consult your attorney, accountant, and/or financial advisor. Any earnings, income, or revenue shared is only an example of what is possible to achieve. Results vary for each individual based on a variety of factors, so there are no guarantees that you will experience the same or similar results. For specific questions related to religion, spirituality, or faith, consult your clergy member or spiritual healer. Do not start or stop taking any medications because of anything you have read or received through this Program. Any recommendation of specific programs, products, or actions is simply offered for educational purposes, and you need to check with your medical professional before using any of these programs, products, or taking any actions that may affect your body or your health in any way.

9.3 No Professional Advice

The information provided within the Community does not constitute professional advice (including but not limited to medical, legal, financial, or psychological advice). Always consult a qualified professional before making decisions that could affect your health, finances, or legal standing.

9.4 No Warranties

The Community and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

Limitation of Liability, Indemnification, and Release of Claims: We will not be held responsible in any way for the information that you request or receive through the Community, including our services, products, and Community materials, and any other information you have received from or through us related to this Community to the fullest extent permitted by law. You agree that you fully and completely hold harmless, indemnify, and release us from any and all liability, damages, causes of action, allegations, suits, sums of money, claims, and demands whatsoever, in law or equity, that you ever had, now have, or may have against us in the future that may arise from your participation in the Community, including all services, products, and Community materials, to the extent permitted by applicable law. You agree to hold us free of all liability and responsibility for any actions or results for adverse situations created as a direct or indirect result of specific information or recommendations that you receive through this Community.

Indemnification

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Program and related services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses.

11. Removal and Termination

11.1 Removal from the Community

We reserve the right to remove any participant from the Community at any time, for any reason, and without prior notice. This includes, but is not limited to, violations of this Agreement, disruptive behavior, or actions that are deemed harmful to the community environment or other members. If you are removed from the Community, no refunds will be provided, and you will remain responsible for any outstanding payments due under the terms of this Agreement.

11.2 Termination by Participant

You may terminate this Agreement and your participation in the Community at any time by providing written notice via email to us at admin@vishuddha.com. You can also terminate the subscription online. Termination will be effective upon our receipt of your notice. No refunds will be provided for any fees paid prior to termination.

11.3 Effect of Termination

Upon termination of this Agreement, all rights and licenses granted to you herein shall immediately cease. Sections related to Intellectual Property Rights, Confidentiality, Personal Responsibility, Limitation of Liability, Indemnification, and Dispute Resolution shall survive termination.

Termination: If either of us wants to terminate the Agreement at any time, we will make an effort to notify the other at least 3 days in advance by email. Even after termination by either of us, all of the terms of this Agreement, including all of the Investment, Refund Policy, and Intellectual Property terms, will still apply to both of us now and in the future.

The Company reserves the right, in its sole discretion, to terminate your access to the Program and the related services or any portion thereof at any time, if You become disruptive to the Company or other Program participants, if You fail to follow the Program guidelines, or if You otherwise violate this Agreement. You shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination.

12. Dispute Resolution and Arbitration

Dispute Resolution: Should we ever have any differences, it is hoped that we could work them out amiably through email correspondence. However, if we are unable to seek resolution in 14 days, we agree now that the only method of legal dispute resolution that will be used is binding arbitration before a single arbitrator, jointly selected by both of us unless we both agree otherwise in writing. You understand and agree now that the only remedy that can be awarded to you through arbitration is the full refund of your Payment made to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you. We both agree now that the decision of the arbitrator is final and binding and may be entered as a judgment into any court having the appropriate jurisdiction. 

You also agree that should arbitration take place, it will be held in the County of Santa Barbara in the State of California where our principal place of business is located, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the decision of the arbitrator. For a breach of contract claim, if the contract is deemed to be valid by the arbitrator or a court of law, the prevailing party shall be entitled to recover all reasonable attorney's fees and costs incurred in defending against such action.

• Location: The arbitration shall take place in Santa Barbara County, California.

• Governing Law: The arbitration and this Agreement shall be governed by the laws of the State of California.

• Waiver of Class Actions: The Parties agree that any arbitration shall be conducted on an individual basis and not as a class, consolidated, or representative action.

• Final and Binding: The arbitrator's decision shall be final and binding, and judgment may be entered upon it in any court having jurisdiction.

  
  

  
  

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13. General Provisions

13.1 Entire Agreement

Entire Agreement, Assignment, Survivability, and Waiver: This Agreement contains our entire agreement. This Agreement may be modified or amended at any time so long as the amendment is in writing and signed by both of us. You may not assign your rights or obligations under this Agreement to anyone else, and the obligations under this Agreement shall survive indefinitely unless otherwise stated in this Agreement. If we choose to waive or not enforce one or more terms of this Agreement, it does not in any way limit our right to later enforce every part of this Agreement. If any section of this Agreement is found to be unenforceable, all other sections shall be held in full force and effect.

13.2 Amendments

We reserve the right to modify or amend this Agreement at any time. Any changes will be effective immediately upon notice to you via email or posting on our Website. Continued participation in the Community after such notice constitutes your acceptance of the amended terms.

13.3 Severability

If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

13.4 Waiver

No waiver by any Party of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by the Party so waiving. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.

13.5 Assignment

You may not assign your rights or obligations under this Agreement without our prior written consent. We may assign our rights and obligations under this Agreement at any time.

13.6 Force Majeure

Force Majeure: In the event that any cause beyond our reasonable control, including, without limitations, “acts of God”/nature, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisories, labor strikes or civil disturbances, unforeseen or foreseen human-initiated circumstances, health or travel restrictions, quarantines, lockdowns, or precautions imposed by any government entity or agency, local, state, or federal law or ordinance, or other instances, make it inadvisable, illegal, or impossible for us to perform our responsibilities or obligations under this Agreement, either because of unreasonable increased costs or the risk of injury, we will not be liable for a reasonable period of delay or for the inability to indefinitely fulfill our responsibilities and obligations.

13.7 Notices

All correspondence or notice required regarding the Community shall be made to each of us at the respective email addresses in the signature block below. Should your email address, billing, or contact information change at any time throughout the Community, it is your responsibility to provide your updated information to us within 3 days of any change.

13.8 No Third-Party Beneficiaries

This Agreement is for the sole benefit of the Parties and their respective successors and permitted assigns and does not confer any rights or benefits on any third parties.

13.9 Electronic Signatures

This Agreement may be executed electronically, and such electronic signatures shall be deemed valid and binding.

13. 10 Non-Disparagement

Non-Disparagement: You agree not to publicly or privately make any negative or critical comments about the Community, our business, or us, or to communicate with any other individual, company, or entity in a way that disparages the Community or harms our reputation in any way, including on social media at any time. In arbitration or when required by law, of course, you are not prohibited from publicly sharing your thoughts and opinions. 13.11 Effective Date

This Agreement shall commence and be enforceable with respect to each Program participant upon the date that the participant initially registers for the Program.